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Remortgaging involves taking out a new mortgage and repaying your existing one. With a remortgage, you do not usually move house. You simply transfer the debt. To remortgage means that you essentially replace your existing home loan with a new one, with potentially better terms. The most popular reasons for. When you remortgage your home, you are essentially releasing some of the value of your home as cash. How much Loan-to-value you can release depends upon what.

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Secondly, you could 'remortgage' to release the equity in your home. This process involves borrowing more money than your existing mortgage amount from a bank. When you remortgage you essentially switch from one mortgage to another on the home you already own. This might be a new deal with your existing lender. Remortgaging is essentially switching your current mortgage to a new deal, either with your existing lender or a different provider. You're not moving house.

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In short, to remortgage is to move your mortgage from one provider to another. You also might need to remortgage if you wish to borrow more money and your. When you remortgage you essentially switch from one mortgage to another on the home you already own. This might be a new deal with your existing lender. When you remortgage your home, you are essentially releasing some of the value of your home as cash. How much Loan-to-value you can release depends upon what.